Greece Residence by Investment

About

Greece’s Golden Visa (also called “Residency by Investment”) is a program that allows non-EU / non-EEA nationals to obtain a five-year renewable residence permit in Greece through qualifying investment. It is designed for investors, their families, and others seeking access to Europe, without needing full citizenship or permanent physical relocation. The permit enables freedom of movement, access to European travel via Schengen (for certain stays), and ability to live, study, and benefit from Greek infrastructure and services.

Who Can Apply

These are the main eligibility criteria and conditions for the Golden Visa in Greece (as of 2025, per the latest laws and ministerial decisions). Always double-check with official Greek government sources.


Requirement

 


Details

 

Nationality / status

 

Must be a citizen of a non-EU / non-EEA country (third country national)

 

Age & legal capacity

 

Generally at least 18 years old and legally capable of entering binding contracts

 

Clean criminal record

 

You (and family members) must provide police / criminal record certificates showing good character and no serious judgments

 

Source of funds

 

Full proof that investment funds come from legal sources abroad; transparency is required

 

Investment

 

One of the approved investment options must be met (see below)

 

Maintenance of investment

 

Investor must hold the qualifying investment during permit’s life to renew it

 

Family members

 

Eligible family members can be included (see below)

 

Biometrics

 

Physical presence required for biometric registration when applying or renewing

 

Investment Options / Minimum Amounts

  • €800,000: For real estate purchase of a single property (minimum size 120 sq.m.) in high-demand areas such as Athens (Attica region), Thessaloniki, Mykonos, Santorini, and other islands with population over 3,100.

  • €400,000: For real estate in other regions of Greece (outside the high-demand zones).

  • €250,000: For specific types of projects such as conversions of commercial properties into residences, or restoration of listed buildings, or certain renovation projects.

There are also alternative investment possibilities (depending on specific legal provisions), but the real estate route is the most common.

Benefits

Here are some of the main advantages that make Greece’s Golden Visa attractive:

  • EU & Schengen access: While the Golden Visa does not make you an EU citizen immediately, it gives more freedom to travel to Schengen-area countries (for short stays) and provides a stable European base.

  • Low residency / stay requirement: There is no requirement to live in Greece full-time. To maintain the residence permit, you need to visit every five years to renew and provide biometrics, but you are not required to spend a specific minimal number of days per year.

  • Renewable permit: The initial permit is for five years, and it is renewable as long as the investment is kept.

  • Family benefits: Spouse, children, parents can be included and receive residence permits tied to the main investor.

  • Potential for citizenship: After seven years of continuous legal residence under the relevant conditions, eligibility to apply for naturalisation arises (language, integration, clean record, other requirements).

Favourable taxation / cost of investment: Greece remains one of the more affordable Golden Visa programs in Europe, especially in less high-demand areas. Property investment thresholds outside of major zones are lower. Legal and tax frameworks generally favourable for real estate holders.

Real-Life Example (Hypothetical)

Mr. Ahmad from Saudi Arabia buys a single 130-sq.m. apartment in Thessaloniki for €820,000 (meeting the high-demand zone threshold) through a Greek real-estate developer. He includes his wife, their two unmarried children under 21, and his elderly father. He shows clean criminal records, proof that funds are from overseas income, and purchases the property through bank transfer. Within ~4-6 months, he gets his 5-year Golden Visa. He visits Greece only for renewals and personal use, keeps the property, rents it out long-term, and after 7 years of holding the permit (meeting language/integration requirements) considers applying for Greek citizenship.

Frequently Asked Questions

Do I have to live in Greece or spend a lot of time there to keep the Golden Visa?

No. Greece does not require you to live in the country continuously or spend a minimum number of days per year (except when renewing and for biometrics). Simply maintaining the investment and visiting for its renewal every five years is sufficient.
 

Can I include my family under the same application?

Yes. Spouse/partner, dependent children under 21 (extensions possible until 24 under certain rules), and parents of the main applicant and spouse are eligible.

How long does the residence permit last, and how often must it be renewed?

The permit is valid for 5 years, and can be renewed every 5 years as long as the qualifying investment is still held.

Can I apply for Greek citizenship through this route, and when?

Yes, under conditions. After seven years of residence, applicants may apply for citizenship, provided they meet criteria such as language proficiency, integration, clean record, etc.

What are the major costs beyond just the investment?

Other costs include: property transfer tax (~3%), registry fees, notary costs, legal fees, visa / residence permit application and renewal fees, cost for biometric card issuance, translation of documents, insurance, etc.